VitalEquity.com PRIVACY POLICY

VitalEquity.com is committed to protecting your privacy. We adhere to a philosophy of integrity, trust, and mutual respect among all parties involved with the real estate transaction. This privacy statement discloses what information we gather and how we use it. Please read the following policy to understand how your personal information will be used while you take advantage of the services we offer. This policy may change from time to time so please check back periodically.

What Information Do We Collect?

VitalEquity.com gathers two types of information about Customers: data that Customers provide through optional, voluntary registration on our sites; and data we gather through aggregated tracking, mainly by tallying page views throughout our sites. Such information enables us to tailor our content to fit Customers' needs. We will not disclose personal Information to third parties without your consent, except as may be noted in this Privacy Policy or disclosed to you when the Information is submitted.

 

Personal Information You Choose to Provide

If you choose to use our online real estate services, you will be asked to provide personally identifiable information at various places in our web site, including, but not limited to, the following:

• Newsletter - When you request this service, we collect an e-mail address in order to send you a newsletter offering tips and suggestions on selling or buying a new home. 
• Getting Started - When you register to use our web site, we collect your first and last name, e-mail address, preferred phone number, and information on whether you are buying or selling. You will also select a Login ID and Password. Your Login ID and Password help ensure that the personally identifiable information you provide to us remains secure. Your Password should never be shared with anyone.
• Mandatory Real Estate Agency Disclosure - We collect the date and time you read the disclosure statement that we, as licensed Real Estate Agents, are required by state law to provide. This protects you by insuring that we are complying with statutory requirements.
• Find Your Home - In order to help narrow your search for a new home, we collect information from you regarding the type of home you want, including, but not limited to: price range, number of rooms, square footage, and property type.
• House Features - In order to complete the listing agreement, we collect information from you including the address, size, features, and condition of the home you are selling. We will also collect information that you will need to disclose to potential buyers regarding material facts as well as any reports that have been prepared for your property. These disclosures are required by law. The information is collected to facilitate your compliance with the law.
• Purchase Negotiations - If you choose to proceed to this step, you will be engaged in a complete negotiation for the purchase of a new home. You will need to provide detailed information regarding the terms you would like included in your purchase contract. This information will include such items as the title and escrow company you would like to use, what inspections you will require or waive, what warranties you will require or waive, the amount of any deposits you will make, and your ability to make such deposits. The information you provide at this stage will depend in large part on your decisions after extensive consultation with your Online Agent and will be incorporated into a Purchase Sale Contract as required by law.
• Preparing Your Property - We collect information from you regarding your initial intentions to maintain or improve the current condition of your property.
• Determining the Price - We collect information regarding the terms under which you wish to offer your property for sale, including but not limited to whether the property will be sold in its "As Is" condition, length of escrow, allocation of costs, amount, if any, of credits to buyer, the requirement for a seller leaseback, the possibility of a sale contingent on the buyer selling their current home, any personal property included in the sale, and the seller's minimum price requested.
• Sale Negotiations - If you choose to proceed to this step, you will be engaged in a complete negotiation for the sale of your home. You will need to provide detailed information regarding the terms you would like included in your sale contract. This information will include such items as what inspections or warranties you will provide, and the amount of any deposits you will require. The information you provide at this stage will depend in large part on your decisions after extensive consultation with your Online Agent and will be incorporated into a Purchase Sale Contract as required by law.
• Email - Throughout your use of VitalEquity.com real estate services, you will communicate extensively with one of our VitalEquity.com Agents. Your Agent will use your email address and all of the information you submit in order to provide you with guidance, suggestions and service in your efforts to sell your existing home or in your search for a new home.
• Contact Us - We collect an email address in order to respond to your questions or suggestions.

 

Web Site Use Information

Similar to other commercial web sites, our web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server logs to collect information about how our web site is used. Information gathered through cookies and web server logs may include the date and time of visits, the web pages viewed, time spent at our web site, and the web site visited just before and just after our web site. This information is collected on an aggregate basis, and assists us to design and arrange our web pages in the most user-friendly manner and to continually improve our web site to better meet your needs. None of this information is associated with you as an individual.

 

Use Of Cookies

What are cookies? Cookies are small pieces of information that a web site sends to your computer for record-keeping purposes, which information is stored in a file on your computer. Cookies make web surfing easier for you by saving your preferences so that we can use the saved information to facilitate your use of our web site when you return to the site. Cookies do not tell us your individual identity unless you have chosen to provide it to us. We never save passwords or credit card information in cookies. The use of cookies is an industry standard, and as such, you'll find that most major web sites use them.

By showing how and when Customers use a site, cookies help us see which areas are popular and which are not. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. We use the information from cookies to provide services better tailored to our Customers' needs.

Most cookies expire after a defined period of time, or you can delete your cookie file at any time. Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. However, note that some parts of VitalEquity.com will not function properly or may be considerably slower if you refuse cookies. For example, without cookies, you will not be able to set personalized preferences, and/or may have difficulty completing marketing transactions.

VitalEquity.com has two primary uses for its cookies. First, we use them to specify a Customer's preferences. For example, Customers can specify keywords across several categories or markets so you don't have to tell us repeatedly about certain features in the home you are seeking. Second, we use cookies to track Customers' web site usage trends and patterns. This helps us understand our Customers' needs better and improve areas of services that our Customers find valuable. While both of these activities depend on the use of cookies, you have the option of disabling the cookies via your browser preferences.

 

With whom does VitalEquity.com share my Information?

We recognize that the information we collect from you may, in itself, or when tied together with other information, identify you as a specific individual. Your account information and personal data is maintained by VitalEquity.com in order to fulfill our legal and regulatory requirements and to provide you with the information, products and services you have requested. As a general rule, VitalEquity.com will not disclose your personal information to any third party except with your permission or under special circumstances, as discussed below.

VitalEquity.com will disclose to interested parties information pertaining to the sale of a house listed in our database. This information will be posted on our web site and in the local Multiple Listing Service (MLS) for the purpose of marketing the home to the greatest number of potential buyers.

By requesting information or services from VitalEquity.com, you give VitalEquity.com permission to transfer your information, as necessary, to the appropriate parties, such as the title insurer, loan underwriter, appraiser, or inspector you select, so that they can fulfill your request and provide you with the services you require. All personally identifiable information you provide to VitalEquity.com will be made available to your VitalEquity.com Agent. Generally, your VitalEquity.com Agent will coordinate the disclosure of your information to third parties. This will be done in much the same way as a traditional Real Estate Agent shares information with third parties.

The various lending institutions, title companies and other service providers involved in your real estate transaction may each have their own privacy policies governing how they handle your personally identifiable information. We endeavor to review these other policies in order to ensure that the philosophies and values of our affiliates are in alignment with our own. However, VitalEquity.com accepts no responsibility or liability for third party privacy policies or the actions of any third party with respect to your personally identifiable information.

VitalEquity.com does conduct research on our users' demographics, interests and behavior based on the information provided by the user and from our server log files. This research is compiled and analyzed on an aggregated basis only. For example, we may review how many users are women, or the average price range of our users. VitalEquity.com may share this aggregated data with our business affiliates or, if required by law, any government agency. However, we will not sell or lease personally identifying information to any third party.

VitalEquity.com may disclose personally identifiable information in certain circumstances when we have reason to believe that disclosing such information is necessary to contact, identify or bring legal action against someone who may be intentionally or unintentionally causing injury to or interference with our rights or property, our users, or anyone else who could be harmed by such activities. We may disclose personally identifiable information when we believe in good faith that the law requires it and for administrative or other purposes that we deem necessary to maintain and improve our products and services.

Our web site provides links to other web sites. Please be aware that when you click on one of these links, you are going to another web site even though the VitalEquity.com logo, banner, or tool bar may still be visible. Information you enter on these other web sites is being collected by that site, not VitalEquity.com. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

 

How can you control the usage of Information?

On occasion, we may use your e-mail address to send you communications with information about your transaction, valuable tips, or services and product information that we believe may be of interest to you. If you do not want to receive such communications from VitalEquity.com, simply contact us at service@VitalEquity.com.

You are free to not provide any of the information requested on the VitalEquity.com web site. However, certain information may be necessary or required by law in order for you to obtain some VitalEquity.com services. Therefore, if you choose not to provide the requested information you may not be able to access certain VitalEquity.com services.

Your VitalEquity.com account can be deleted or de-activated at any time by contacting service@VitalEquity.com. However, you will not be able to access any of the products and services offered by VitalEquity.com if you choose to delete your account. Please note that we may be required by law to retain certain personally identifiable or demographic information about you even if you choose to delete your account. For example, some loan programs are governed by state and federal law and require the disclosure and retention of certain information regarding loan applicants. However, we will only retain or use such information as is required by law. Please note that VitalEquity.com will never share or sell your information.

You may edit your preferences and the information you have provided at any time by sending email to service @VitalEquity.com. or mail to VitalEquity Realty LLC. 5345 N Winthrop Av, Indianapolis, IN, 46220. You may also visit www.VitalEquity.com. You will need your Login ID and Password to access your account information online. If you have lost your password, you may request a new one by sending an email to service@VitalEquity.com. You may also contact your VitalEquity.com Agent to edit the information you provide to VitalEquity.com.

 

Is my Information secure from others using the VitalEquity.com site?

The importance of security of all information associated with our Customers is an important concern to us. We exercise care in providing secure transmission of your information from your computer to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, VitalEquity.com can't ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, VitalEquity.com uses industry standard efforts to safeguard the confidentiality of your information, such as firewalls and Secure Socket Layers. However, "perfect security" does not exist on the Internet.

 

YOUR ACCEPTANCE OF THESE TERMS

By using this site, you signify your agreement to VitalEquity.com's Privacy Policy. IF YOU DO NOT AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS SITE. Your continued use of VitalEquity.com's sites following the posting of changes to these terms will mean you accept those changes.