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Disclaimer and Terms of Use and Privacy Policy
Welcome to Americas #1 Website for Real Estate Deals with Equity you can buy now.  
 

Definitions

For this Terms of Use Agreement, the following definitions apply:

"VitalEquity" means VitalEquity, the Internet real estate service operated by VitalEquity Realty, LLC, an Indiana Limited Liability Company.

"Agent" or "Real Estate Agent" means a person licensed by a state regulatory agency as a real estate broker, salesperson, agent or associate broker.

"Active Buyer" means a person who has signed a VitalEquity Buyer Representation Agreement.

"Buyer" or "Home Buyer" means a person who is buying or considering purchasing a property.

"Seller" or "Home Seller" means a person who is selling or considering the sale of a property.

"Client" is a User that has completed the registration process and has acknowledged the agency disclosure.

"Prospective Purchaser or Seller" is an individual that expressed an immediate and genuine interest in the sale or purchase of real property.

"User" means a person who is either a Buyer or a Seller who accesses the Website and otherwise utilizes the services of VitalEquity.

"Web site" means the VitalEquity Internet web site located at www.VitalEquity.com.

 

Terms of Use

1.     The User must be a prospective purchaser or seller of real property in the geographic areas where VitalEquity is licensed and operating.

2.     The User must (a) provide true, accurate, and current information; (b) maintain and update this information; (c) and ensure that it remains true, accurate, and current.

3.     To register as a Client, the User must be eighteen (18) years of age or older.

4.     Any User that holds any type of real estate license, including, but not limited to a brokers, associate brokers or salespersons license must immediately advise VitalEquity by telephone, facsimile, email or chat before that User may access any password protected material including house listing data or other data compilations. VitalEquity reserves the right to deny or terminate access to any Real Estate Agent at its discretion.

5.     All home data provided is for the sole and private use of the Client and not available for distribution. The Client may not sell or use the website data for any purpose, other than the purpose of attempting to evaluate houses or properties for sale or purchase.

6.     The Client must provide their own access to the World Wide Web ("www") and pay any fees associated with such access.

7.     Client represents and warrants that he/she has not signed any agreement with a real estate agent or agency that would prevent the client from using VitalEquity as his or her sole and exclusive agent. Client does not have a contract or agreement with another real estate agent or agency such as a listing agreement or a buyer broker agreement.

8.     Client agrees to limit their online search to houses or properties within their anticipated purchase ability or price range and to the properties that meet their other criteria.

9.     The Client agrees that VitalEquity may also represent other prospective buyers seeking to purchase properties that may meet Client's criteria.

10.   Client authorizes VitalEquity to review and provide copies of various documents in the transaction to the client. This includes, but is not limited to home inspection reports and closing papers.

11.   Client agrees to immediately notify VitalEquity in the event that the Client enters into agreement with another broker.


 

LIMITED OFFERING

VitalEquity offers its services as a real estate broker and lender only in those states in which it is licensed to provide those services. VitalEquity expressly limits offering of services, and provision of those services, in those states in which it is licensed as a real estate broker and/or mortgage banker or mortgage broker.

 

WARRANTY

To the fullest extent permitted by law, the service is provided "as is," without warranty or representation of any kind, either express or implied, as to (1) the operation of the web site, (2) the information, data, services, or products provided through or in connection with this service or (3) the ability, quality or reliability of any third party service provider accessed through or in conjunction with the use of this service.

VitalEquity disclaims any and all warranties, including, but not limited to: (1) any warranties concerning the availability, accuracy, usefulness, or content of or uninterrupted access to information, products or services and (2) any warranties of title, non-infringement, merchantability or fitness for a particular purpose. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, or destruction or unauthorized access or, alteration of or use of record in connection with the use or operation of this service, whether for breach of contract, tortuous behavior, negligence or any other cause of action.

 

LIABILITY

Neither VitalEquity nor any of its officers, directors, investors, employees, contractors, agents, successors, assigns, affiliates, or content or service providers shall be liable to Client, User or any other third party for any direct, indirect, incidental, special, punitive or consequential damages arising out of the use of this service or inability to gain access to or use this service or out of any breach of any warranty, even if VitalEquity has been advised of the possibility of such damages.

Some states do not allow the exclusion or limitation of liability for damages. Therefore, the above limitations may not apply to you. In such states, the respective liability of VitalEquity, its officers, directors, investors, employees, contractors, agents, successors, assigns and affiliates is limited to the greatest extent permitted by such states' laws

 

COPYRIGHTS

The content and materials contained on this site, as well as the organization and layout of the site, are subject to copyright protection and may not be used in any manner except as provided in the Terms and Conditions of Use without the express prior written consent of VitalEquity.

 

TRADEMARKS

The trademarks, logos, names and service marks used on this site, including, without limitation, "VitalEquity", are licensed, registered or unregistered trademarks of VitalEquity and/or third parties who have authorized their use. You agree not to use or display any of such trademarks, logos, names or service marks without the express prior written consent of VitalEquity or the third party that may be the owner thereof, as the case may be.

 

LINKS TO OTHER SITES

The Public web site contains links to third-party web sites not operated by VitalEquity. VitalEquity does not control such web sites and thus is not responsible for their content or privacy policies. Such links are provided for your reference only and does not imply an endorsement of those web sites or any association with their operators.

VitalEquity PRIVACY POLICY

Information Collection and Use

VitalEquity will not contact you with third party advertising or promotion without your explicit permission. We strongly value this relationship and do not want to compromise this in any way.

VitalEquity will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. VitalEquity collects information from our users at several different points on our web site.

Registration

In order to use this web site, you must first complete the registration form. During registration you are required to give your contact information (such as email address). Any information provided is to improve the experience to our customers and no information is used for any promotional or advertising purpose.

Cookies

A cookie is a piece of data stored on the user's hard drive containing information about the user. By setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. We use cookies for the convenience of our users and to gather usage information, such as the number and frequency of visitors to our site and its various pages.

Log Files

We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Sharing

From time to time, we may partner with companies whose products we believe will interest our users. In conjunction with these partners, we occasionally send promotional announcements to particular customers. We do NOT give your personal information to these partners. If you prefer not to be included in these announcements, please contact us. Any exceptions to this policy of sharing your name, address or email address with a partner company will be done only with your permission.

We occasionally use other companies, agents or contractors to perform services necessary to our operations. For example, we have partnered with other companies to process credit card transactions, and to the U.S. Post Office for delivery purposes. In the course of providing such services, these companies may have contact with your personally identifying information. By contractual agreement, these companies must treat your information in accordance with this Policy. We will not be liable for any damages that may result from the misuse of your personal information by these companies.

VitalEquity also reserves the right to disclose information when required by law.

Links

This web site contains links to other sites. Please be aware that we, VitalEquity, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by VitalEquity at this Web site.

Newsletter

We will offer a newsletter to our registered users. If you wish to subscribe to our newsletter, we ask for contact information such as name and email address. You will have the choice to Opt-Out of this newsletter. This information will not be made available to any third party for advertising or direct marketing purposes.

Surveys & Contests

From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Security

This web site takes every precaution to protect our users' information. When users submit sensitive information via the web site, your information is protected both online and off-line.

For transmitting your sensitive personal information, including financial information, we use a secure server (SSL), which encrypts all of your personal information. This encryption process ensures that the information you give us is protected against unauthorized access. While we make every effort to ensure that your information is secure on our system, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk

We encrypt all passwords and other sensitive information in our database. We also protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. If you have any questions about the security at our web site, you can contact us here.


Site and Service Updates

We also send the user site and service announcement updates. Users are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in regards to issues relating to their account via email or phone.

Correction/Updating Account Information

If a user's identifiable information changes (such as your e-mail), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that personal data provided to us. This can usually be done at the account page or by contacting our Customer Support here.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our web site so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

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